:root{--bg:#fbfaf6;--card:#fff;--ink:#16201b;--muted:#5d6b63;--line:#e4e1d6;--accent:#1d6a50;--coin:#f2c14e;--coin-ink:#5a3f00;--mark:#ffe58a;--c-net:#16855c;--c-pension:#3f6fd8;--c-health:#c46f1a;--c-employ:#8f5bc9;--c-tax:#c94040;color-scheme:light}@media (prefers-color-scheme:dark){:root{--bg:#101513;--card:#161d1a;--ink:#eef2ef;--muted:#9aa8a0;--line:#26312c;--accent:#5fc39a;--coin:#e9b949;--coin-ink:#3d2a00;--mark:#e9b94959;--c-net:#3fa57b;--c-pension:#6584dc;--c-health:#c07a36;--c-employ:#9e72d2;--c-tax:#d65f5f;color-scheme:dark}}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--bg);color:var(--ink);word-break:keep-all;overflow-wrap:anywhere;margin:0;font-family:IBM Plex Sans KR,system-ui,-apple-system,sans-serif;line-height:1.65}a{color:var(--accent)}.wrap{max-width:720px;margin:0 auto;padding:0 16px}.icon{flex:none}.topbar{z-index:20;background:color-mix(in srgb, var(--bg) 92%, transparent);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;height:56px;padding:0 16px;display:flex;position:sticky;top:0}.menu-btn{border:1px solid var(--line);background:var(--card);color:var(--ink);font:inherit;cursor:pointer;border-radius:10px;align-items:center;gap:6px;padding:8px 12px;font-size:14px;font-weight:700;display:inline-flex}.sidenav{z-index:30;background:var(--card);border-right:1px solid var(--line);visibility:hidden;flex-direction:column;width:280px;max-width:85vw;padding:12px 14px 20px;transition:transform .22s,visibility .22s;display:flex;position:fixed;top:0;bottom:0;left:0;overflow-y:auto;transform:translate(-100%)}.sidenav.open{visibility:visible;transform:none}.scrim{z-index:25;background:#00000059;position:fixed;inset:0}body.nav-open{overflow:hidden}.sidenav nav{flex-direction:column;gap:2px;margin-top:8px;display:flex}.sidenav ul{margin:0;padding:0;list-style:none}.nav-link{color:var(--ink);border-radius:10px;align-items:center;gap:10px;padding:9px 10px;font-size:15px;font-weight:500;text-decoration:none;display:flex}a.nav-link:hover{background:color-mix(in srgb, var(--ink) 5%, transparent)}.nav-link.active{background:color-mix(in srgb, var(--accent) 12%, transparent);color:var(--accent);font-weight:700}.nav-link.sub{padding-left:36px;font-size:14px}.nav-link.soon{color:var(--muted);justify-content:space-between}.nav-link.soon em{white-space:nowrap;background:color-mix(in srgb, var(--muted) 12%, transparent);border-radius:999px;flex:none;padding:1px 7px;font-size:11px;font-style:normal;font-weight:700}.nav-title{color:var(--muted);align-items:center;gap:10px;margin:14px 0 2px;padding:0 10px;font-size:13px;font-weight:700;display:flex}.nav-foot{gap:14px;margin-top:auto;padding:20px 10px 0;font-size:13px;display:flex}.nav-foot a{color:var(--muted)}@media (width>=1024px){.shell{grid-template-columns:268px minmax(0,1fr);max-width:1200px;margin:0 auto;display:grid}.topbar,.scrim{display:none!important}.sidenav{visibility:visible;background:0 0;width:auto;max-width:none;height:100vh;transition:none;position:sticky;transform:none}.content .wrap{max-width:800px;margin:0;padding:0 40px}}.logo{color:var(--ink);align-items:center;gap:8px;padding:10px 6px;font-family:Black Han Sans,sans-serif;font-size:24px;text-decoration:none;display:inline-flex}.topbar .logo{padding:0}.coin{background:var(--coin);width:30px;height:30px;color:var(--coin-ink);border-radius:50%;place-items:center;font-size:15px;display:grid;box-shadow:inset 0 0 0 3px #0000001a}h1,h2{font-family:Black Han Sans,sans-serif;font-weight:400}h1{margin:0 0 16px;font-size:clamp(34px,9vw,52px);line-height:1.15}h2{margin:0 0 14px;font-size:22px;line-height:1.3}.hl{background:linear-gradient(transparent 58%, var(--mark) 58%)}.hero{padding:48px 0 32px}.eyebrow{color:var(--accent);margin:0 0 8px;font-size:14px;font-weight:700}.lead{color:var(--muted);margin:0;font-size:17px}.section{padding:16px 0 32px}.home-hero{padding:36px 0 24px}.home-hero h1{font-size:clamp(30px,8vw,44px)}.feature{background:linear-gradient(135deg, var(--accent), color-mix(in srgb, var(--accent) 70%, #000));color:#fff;border-radius:18px;gap:6px;margin:0 0 28px;padding:22px;text-decoration:none;display:grid}.feature-tag{background:var(--coin);color:var(--coin-ink);border-radius:999px;justify-self:start;padding:3px 10px;font-size:12px;font-weight:700}.feature strong{font-family:Black Han Sans,sans-serif;font-size:clamp(22px,6vw,28px);font-weight:400;line-height:1.3}.feature-desc{opacity:.85;font-size:15px}.feature-cta{margin-top:6px;font-weight:700}.feature:hover .feature-cta{text-decoration:underline}.cat-grid{grid-template-columns:1fr 1fr;gap:10px;margin:0;padding:0;list-style:none;display:grid}@media (width>=640px){.cat-grid{grid-template-columns:repeat(3,1fr)}}.cat-tile>a,.cat-tile>div{border:1px solid var(--line);background:var(--card);height:100%;color:var(--ink);border-radius:14px;flex-direction:column;gap:2px;padding:16px;text-decoration:none;display:flex;position:relative}.cat-tile.ready>a{border-color:var(--accent)}.cat-tile.ready>a:hover{background:color-mix(in srgb, var(--accent) 6%, var(--card))}.cat-icon{background:color-mix(in srgb, var(--accent) 12%, transparent);width:38px;height:38px;color:var(--accent);border-radius:12px;place-items:center;margin-bottom:8px;display:grid}.cat-tile>div .cat-icon{background:color-mix(in srgb, var(--muted) 12%, transparent);color:var(--muted)}.cat-tile strong{font-size:16px}.cat-tile span:not(.cat-icon){color:var(--muted);font-size:13px;line-height:1.5}.cat-tile em{color:var(--muted);font-size:11px;font-style:normal;font-weight:700;position:absolute;top:14px;right:14px}.cat{color:var(--muted);letter-spacing:.02em;font-size:12px;font-weight:700;display:block}.tip-grid{gap:12px;margin:0;padding:0;list-style:none;display:grid}@media (width>=600px){.tip-grid{grid-template-columns:1fr 1fr}}.tip-grid li{background:color-mix(in srgb, var(--coin) 14%, transparent);border-radius:14px;padding:16px}.tip-grid .cat{color:var(--ink)}.tip-grid p{margin:4px 0 0;font-size:15px}.prose{padding:40px 0 16px}.prose h1{font-size:34px}.prose h2{margin-top:28px;font-size:20px}.prose p,.prose li{color:var(--ink)}.calc-hero{padding-bottom:20px}.calc fieldset{background:var(--card);border:1px solid var(--line);border-radius:14px;margin:0 0 14px;padding:16px}.calc legend{padding:0 6px;font-size:16px;font-weight:700}.grid2{gap:12px;display:grid}@media (width>=560px){.grid2{grid-template-columns:1fr 1fr}}.field{flex-direction:column;gap:6px;font-size:14px;font-weight:500;display:flex}.field small{color:var(--muted);font-size:12px;font-weight:400}.input{border:1px solid var(--line);background:var(--bg);border-radius:10px;align-items:center;padding:0 12px;display:flex}.input:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb, var(--accent) 18%, transparent)}.input input,.input select{min-width:0;color:var(--ink);font:inherit;text-align:right;background:0 0;border:0;outline:0;flex:1;padding:11px 0;font-size:16px}.input select{text-align:left}.input em{color:var(--muted);margin-left:6px;font-size:14px;font-style:normal}.check{align-items:flex-start;gap:8px;margin:12px 0 0;font-size:14px;display:flex}.check input{width:18px;height:18px;accent-color:var(--accent);margin:2px 0 0}.hint{color:var(--muted);margin:10px 0 0;font-size:13px}.more{margin-top:14px}.more summary{cursor:pointer;color:var(--accent);font-size:14px;font-weight:500}.result{background:var(--card);border:2px solid var(--accent);border-radius:16px;margin:8px 0 24px;padding:20px;scroll-margin-top:16px}.res-head{text-align:center}.res-label{color:var(--muted);margin:0;font-weight:700}.res-amount{margin:4px 0;font-family:Black Han Sans,sans-serif;font-size:clamp(34px,10vw,46px);line-height:1.2}.res-amount.plus{color:var(--accent)}.res-amount.minus{color:#c2410c}.res-sub{color:var(--muted);margin:0;font-size:14px}.res-tips{background:color-mix(in srgb, var(--coin) 16%, transparent);border-radius:10px;margin:16px 0 0;padding:12px 12px 12px 30px;font-size:14px}.res-tips li{margin:4px 0}.res-table{border-collapse:collapse;width:100%;margin-top:16px;font-size:14px}.res-table th,.res-table td{border-bottom:1px solid var(--line);vertical-align:top;padding:8px 0}.res-table th{text-align:left;color:var(--muted);font-weight:400}.res-table th small{margin-top:2px;font-size:12px;display:block}.res-table td{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}.res-table tr.strong th,.res-table tr.strong td{color:var(--ink);font-weight:700}.res-bar{left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom));background:var(--ink);max-width:696px;color:var(--bg);z-index:10;border-radius:14px;justify-content:space-between;align-items:center;gap:12px;margin:0 auto;padding:12px 16px;text-decoration:none;transition:transform .2s;display:flex;position:fixed;box-shadow:0 8px 24px #0000002e}.res-bar strong{font-size:18px}.res-bar[data-tone=plus] strong{color:var(--coin)}.res-bar.away{transform:translateY(calc(100% + 24px))}.res-bar[hidden]{display:none}@media (width>=1024px){.res-bar{display:none!important}}.pay-card{background:var(--card);border:2px solid var(--accent);border-radius:18px;grid-template-columns:minmax(0,1fr);gap:22px;margin:0 0 16px;padding:20px;scroll-margin-top:72px;display:grid}@media (width>=720px){.pay-card{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:28px}}.input.big input{width:100%}.pay-label{margin-bottom:8px;font-weight:700;display:block}.input.big input{padding:10px 0;font-family:Black Han Sans,sans-serif;font-size:30px}.input.big em{font-size:16px}.range{width:100%;accent-color:var(--accent);margin:18px 0 10px}.chips{flex-wrap:wrap;gap:6px;display:flex}.chip{border:1px solid var(--line);background:var(--bg);color:var(--ink);font:inherit;cursor:pointer;border-radius:999px;padding:6px 12px;font-size:13px;font-weight:700;transition:background .15s,border-color .15s,transform .1s}.chip:hover{border-color:var(--accent)}.chip:active{transform:scale(.95)}.chip[aria-pressed=true]{background:var(--accent);border-color:var(--accent);color:var(--bg)}.pay-out{text-align:center}.pay-out .res-amount{font-variant-numeric:tabular-nums}.split{border-radius:999px;gap:2px;height:14px;margin:16px 0 12px;display:flex;overflow:hidden}.split span{height:100%;transition:width .35s;display:block}.seg-net{background:var(--c-net)}.seg-pension{background:var(--c-pension)}.seg-health{background:var(--c-health)}.seg-employ{background:var(--c-employ)}.seg-tax{background:var(--c-tax)}.split-legend{text-align:left;gap:4px;margin:0;padding:0;font-size:14px;list-style:none;display:grid}.split-legend li{justify-content:space-between;gap:8px;display:flex}.split-legend span{color:var(--muted);align-items:center;gap:8px;display:inline-flex}.split-legend i{border-radius:3px;width:10px;height:10px}.split-legend b{font-variant-numeric:tabular-nums}.raise{background:color-mix(in srgb, var(--coin) 16%, transparent);border-radius:10px;margin:14px 0 0;padding:10px 12px;font-size:14px}.raise[hidden]{display:none}@media (prefers-reduced-motion:reduce){.split span,.chip{transition:none}}.stepper{justify-content:space-between;align-items:center;gap:12px;margin:0 0 14px;font-size:14px;font-weight:500;display:flex}.stepper small{color:var(--muted);font-size:12px;font-weight:400;display:block}.stepper .ctrl{border:1px solid var(--line);background:var(--bg);border-radius:10px;align-items:center;display:inline-flex}.stepper button{width:42px;height:42px;color:var(--ink);font:inherit;cursor:pointer;background:0 0;border:0;font-size:20px}.stepper button:active{background:color-mix(in srgb, var(--accent) 14%, transparent)}.stepper output{text-align:center;min-width:44px;font-weight:700}.seg-pick{border:1px solid var(--line);background:var(--bg);border-radius:10px;display:flex;overflow:hidden}.seg-pick label{text-align:center;cursor:pointer;flex:1;padding:10px 0;font-weight:700;position:relative}.seg-pick input{opacity:0;pointer-events:none;position:absolute}.seg-pick label:has(input:checked){background:var(--accent);color:var(--bg)}.seg-pick label:has(input:focus-visible){outline:2px solid var(--accent);outline-offset:-2px}.slip h2{margin-bottom:4px}.table-scroll{margin-top:12px;overflow-x:auto}.pay-table{border-collapse:collapse;white-space:nowrap;width:100%;font-size:14px}.pay-table th,.pay-table td{border-bottom:1px solid var(--line);text-align:right;font-variant-numeric:tabular-nums;padding:9px 8px}.pay-table th{color:var(--muted);font-size:13px;font-weight:500}.pay-table th:first-child,.pay-table td:first-child{text-align:left;padding-left:0}.pay-table tr.on td{background:color-mix(in srgb, var(--accent) 10%, transparent);font-weight:700}.link-btn{color:var(--accent);font:inherit;cursor:pointer;text-underline-offset:3px;background:0 0;border:0;padding:0;font-weight:700;text-decoration:underline}.guide h3{margin:18px 0 4px;font-size:16px}.guide .source{color:var(--muted);margin-top:24px;font-size:13px}.foot{border-top:1px solid var(--line);color:var(--muted);margin-top:40px;padding:24px 0 40px;font-size:13px}.foot nav{gap:16px;margin-bottom:10px;display:flex}.foot nav a{color:var(--ink)}.foot p{margin:0 0 6px}